High-quality and affordable housing is here, perfect for a first-time home buyer. This property underwent a major renovation in 2020, including updated electrical and plumbing systems, a fully renovated kitchen with stainless steel appliances and new cabinetry, a new washer and dryer, and refreshed interior finishes throughout, all for under $185,000. With just 3.5% down, approximately $6,400 plus closing costs, and multiple Philadelphia city, lender, and grant programs available, owning this home may cost less than renting. The property is currently tenant-occupied through July 31, 2026 at $1500/mo, giving you enough time to plan your purchase while interest rates trend downward. Located on a beautiful, quiet, tree-lined block on Edgley Street, the surrounding homes are well-maintained and uniquely painted, creating a charming residential feel. The home is just a 10-minute walk to Temple University and offers excellent access to public transportation. The 17th Street bus provides a direct route to Center City, SEPTA options are nearby, and grocery stores and corner shops are within a short drive. The home features an open floor plan, a small backyard, one bedroom on the first floor, and three bedrooms with two full bathrooms on the second floor. A large basement offers generous storage and potential for future conversion into additional living space. This is a great opportunity to enter the Philadelphia real estate market and start building equity. Reach out to learn more! Please note that currently the property has tenant belongings and some pictures are AI-decluttered / virtually staged.