Why rent when you can own for just 3% down with NO PMI and with a lower interest? Welcome to 1335 Elson Road, a well maintained brick end unit in the Toby Farms neighborhood of Brookhaven that qualifies for CRA financing, making the path to homeownership easier than you thought possible. The sale includes an HWA home warranty plus a brand new refrigerator, washer, and dryer, so your money stays in your pocket from day one. Step inside and sunlight pours through the charming bow window onto gleaming hardwood floors that flow through the living and dining rooms, accented by track lighting and a classic chandelier, a perfect setup for entertaining family and friends. The kitchen has been thoughtfully updated with new walls, flooring, countertop, sink, backsplash, and stove, and it comes fully equipped with a dishwasher, garbage disposal, and microwave. Upstairs, three comfortable carpeted bedrooms share a refreshed full bath with a new vanity, faucets, light fixture, and flooring, plus a hallway linen closet for extra storage. The finished basement is the bonus space every buyer wants: finished walls, a drop ceiling, a brand new fireplace perfect for movie nights, updated electrical, a water filter, and a dedicated laundry area with washer, dryer, and wash tub. Window A/C units keep things comfortable in summer. Outside, enjoy your own fenced rear yard with a gate and flower beds, private rear parking with a driveway, a fenced side yard, a convenient front ramp, and new exterior lighting. Toby Farms puts you within walking distance of Upland Park and minutes from the Shoppes at Brookhaven for shopping and dining, with quick access to I-95, the Commodore Barry Bridge, and Philadelphia International Airport about ten miles away. Public transportation is close by with a bus stop within a mile. With practical updates throughout, a completed pre inspection for buyer confidence, an included home warranty, and financing this attractive, 1335 Elson Road is just waiting for you to move in!