Welcome to 708 S Charles St in Otterbein, a historic Baltimore neighborhood where the Inner Harbor is around the corner, Federal Hill's shops and restaurants are minutes away, and Morning Mugs is practically in your backyard for those who'd rather keep it local. Inside, hardwood floors and plantation shutters run throughout, and the open floor plan gives the space a flow that makes the footprint feel larger than it reads on paper. The kitchen anchors it all with granite countertops, a breakfast bar, and a full lineup of stainless steel appliances. Beyond the kitchen, the dining room draws you into the living room, where a wood-burning fireplace gives the space a natural focal point. A refreshed powder room rounds out the main level before the stairs take you up to two sizable bedrooms, each with their own en-suite bathroom. The lower level is fully finished and flexible, with a large storage closet, dedicated laundry, and plumbing already in place for a third full bathroom. Out back, a private courtyard offers a quiet spot when the weather calls for it. Schedule your private showing today! Recent updates include a new dishwasher (2026), refrigerator (2025), oven and microwave (2024), washer and dryer (2023), updated bathrooms throughout (2025, 2023), hot water heater (2020), new roof (2017), and chimney liner (2017). Reach out to the listing agent to learn about a free 2-year temporary rate buy-down with a preferred lender. Terms subject to buyer qualification and lender guidelines.