Welcome to Four Seasons at St. Margarets, Annapolis' premier 55+ active adult community! This beautifully maintained, elevator-accessible third-floor condominium offers over 1,500 square feet of comfortable, low-maintenance living. The open floor plan features a kitchen with new appliances and adjacent dining and living room spaces, perfect for entertaining and everyday living. A relaxing covered outdoor terrace is an extension of the unit with morning and afternoon sun. The generous primary suite includes a private bath and walk-in closet. Off the living room, the hallway leads to the second bedroom, full bath, laundry room, and extra closets with plenty of storage. Bonus loft space can be used as an office, den and overflow for guests. Garage provides easy access to the building, extra storage space and separate closet, and close proximity to elevator. Residents enjoy exceptional resort-style amenities including a clubhouse, fitness center, outdoor pool, billiards and card room, gathering spaces, walking paths, and beautifully landscaped common areas. Clubhouse and pool are across the street from the building/unit. Ideally located just minutes from downtown Annapolis, the U.S. Naval Academy, St. John's College, shopping, restaurants, medical facilities, and major commuter routes, this condo offers the perfect combination of comfort, convenience, and an active lifestyle. NEW UPGRATES in 2026: stainless steel appliances - refrigerator, oven range, microwave and dishwasher, as well as paint throughout unit and new carpeting in the 2 bedrooms.